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Tennessee · EIA utility 19574 · Full-service utility

Upper Cumberland E M C electricity rates in Tennessee, 2025

Upper Cumberland E M C’s 45,862 residential customers paid an average of 13.71¢ per kWh in 2025, 4% above the Tennessee average of 13.22¢. The typical home used 1,225 kWh a month, for an average bill of $168.

  • 13.71¢avg ¢/kWh (2025)+0.94¢ (+7.4%) vs 2024
  • $168Avg monthly billTennessee: $156
  • 1,225 kWhAvg monthly useTennessee: 1,180 kWh
  • 45,862Residential customersFull-service utility

Estimate your monthly electric bill

Rate defaults to Upper Cumberland E M C’s 2025 average. Results update as you type and stay in your browser.

Your bill shows kWh used. Default: the average here, 1,225 kWh.

Default: Upper Cumberland E M C average, 2025. Use the all-in rate from your bill (total ÷ kWh) for the closest estimate.

Estimated bill at your rate$168/month
The same usage at each average rate
Rate¢/kWhMonthly billYearly
Upper Cumberland E M C average, 202513.71¢$168$2,015
Tennessee average, 202513.22¢$162$1,943
Tennessee, August 2026 (preliminary)13.42¢$164$1,973
U.S. average, 202517.23¢$211$2,533
Upper Cumberland E M C sales to Tennessee customers, 2025
SectorCustomersSales (MWh)Revenue¢/kWh 2025¢/kWh 2024Change
Residential45,862674,267$92,446,00013.71¢12.77¢+0.94¢ (+7.4%)
Commercial8,651278,799$41,236,00014.79¢13.67¢+1.12¢ (+8.2%)
Industrial11154,091$12,595,0008.17¢8.26¢−0.09¢ (-1.1%)
All sectors54,5241,107,157$146,277,00013.21¢12.49¢+0.73¢ (+5.8%)

How Upper Cumberland E M C compares

  • Tennessee residential average, 2025: 13.22¢ per kWh, 1,180 kWh a month, $156 average bill. U.S. average: 17.23¢, 874 kWh, $151.
  • Among 84 full-service utilities in Tennessee with at least 1,000 residential customers, Upper Cumberland E M C ranks 63 of 84 from lowest to highest average price.
  • Latest monthly figure: Tennessee homes paid 13.42¢ per kWh in August 2026 (preliminary), against 13.09¢ in August 2025. Summer months often run higher than the annual average.
  • From 2024 to 2025 this average rose 7.4%; the state average rose 6.4%.
  • Upper Cumberland E M C is an electric cooperative, owned by the members it serves; its board sets rates. Balancing authority: TVA.

Where Upper Cumberland E M C serves

EIA lists 9 Tennessee counties in its 2025 service territory: Clay, DeKalb, Jackson, Macon, Overton, Pickett, Putnam, Smith, White.

43 ZIP codes are matched to Upper Cumberland E M C in NREL’s 2024 ZIP file: 37012, 37030, 37057, 37059, 37074, 37083, 37087, 37090, 37095, 37145, 37150, 37151, 37166, 37184, 38501, 38502, 38506, 38541, 38542, 38543, 38544, 38545, 38547, 38548, 38549, 38551, 38552, 38554, 38560, 38562, 38563, 38564, 38567, 38568, 38569, 38570, 38573, 38574, 38575, 38580, 38582, 38583, 38588. Utility boundaries do not follow ZIP lines, so a ZIP can have more than one provider.

Tennessee full-service utilities with similar rates

Closest average residential prices in Tennessee, 2025
Provider¢/kWhAvg billCustomers
Caney Fork Electric Coop, Inc13.60¢$16229,863
City of Clinton (TN)13.66¢$16726,320
City of Clarksville (TN)13.67¢$15977,509
Gibson Electric Members Corp13.72¢$18129,483
Southwest Tennessee E M C13.72¢$18143,847
City of Mt Pleasant (TN)13.74¢$1643,538
Cumberland Elec Member Corp13.76¢$198101,734
Sequachee Valley Electric Coop13.77¢$16033,315

Sources

Average price = residential revenue ÷ residential kWh sold, as reported to EIA. It includes fixed monthly charges, taxes passed through in revenue and seasonal tiers, averaged over the year. Your own rate depends on your tariff and usage.

All Tennessee electricity providers · How we compute rates